Are You Worried About How To Cover Your Loved One's Nursing Home Care? 2 Tips For Working With A Medicaid Specialist


When your loved one is no longer capable of living at home, a nursing home or assisted living residence is the safest place for them to continue to live out their golden years. However, a change of residences often brings up financial concerns, and having Medicaid benefits helps to offset any new costs that are associated with your loved one's health care. Unfortunately, the process of applying for Medicaid is complicated and often fraught with frustration. As you work to determine your loved one's options for care, use these tips to consult with a specialist who is capable of helping you through the application process for Medicaid.

Understand the Specialist's Role

While it is reassuring to know that there are people available who can help you navigate through the complicated process of helping your loved one use their Medicaid benefits, you must still understand what a Medicaid specialist does. Essentially, they serve as a neutral third person who can help you with applying for benefits on behalf of your loved one. While they cannot influence the outcome of the application decision, they can help you and your loved one to avoid unnecessary delays caused by improperly submitted paperwork. It is also possible for them to identify essential information that your loved one may have overlooked that could potentially enhance their eligibility. 

Ask What to Bring to the Appointment

Medicaid experts help to coordinate the efforts involved with submitting all of the documentation of a person's eligibility that the government requires. While your loved one's specialist can procure some documents for you, you'll find it helpful to arrive at the meeting with certain items already in hand. For instance, the application requires personal information such as your loved one's proof of citizenship along with any documentation of their status as a veteran. Depending upon your loved one's circumstances, they may also need to submit proof of their income, additional assets and information about any other insurance policies that they have. Before your appointment, ask for a list of items that you may need so that you have time to get them together before you sit down for the planning session.

No one should have to worry about applying for health care benefits in their senior years, but it is a fact of life for many older adults who experience a sudden health problem that requires nursing care. Now that you know how to work with a specialist, schedule your consultation so that your loved one has the best chances of a prompt resolution to their Medicaid application.

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24 October 2018

choosing a care home for surgical recovery

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